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What are the most common causes of serious road accidents in Australia today? Here, we take a look at 3 of the top contributing factors and offer practical advice in not my fault accident scenarios.

1. Speeding

Speed is a major cause of serious car crashes. The faster a vehicle goes, the more difficult it is to control, increasing the likelihood of a crash. When a vehicle driven at high-speed crashes, it can cause a lot of damage – especially to other cars.

2. Alcohol consumption

Drink driving is another leading cause of car crashes in Australia, especially in rural areas. Alcohol, and certain other drugs, impair driver concentration, reaction times and ability to make sensible decisions.

If you’re in an accident where you suspect the other driver is intoxicated, contact the police immediately, if they haven’t already turned up. Make sure you receive a Police Event Number to help with your car insurance claim.

3. Driver distraction

Using a smartphone while driving is another main cause of road accidents. Taking your eyes off the road for even a microsecond can be very dangerous. It may result in a rear-end accident or failure to give way – or worse.

Since 2012, it has been illegal to hold a mobile phone while driving in Australia. Yet many drivers continue to break this law. With the recent introduction in NSW of high tech cameras that can detect mobile phone use in cars, drivers who continue to play with their phones while driving, face a very high risk of getting caught.

Your right to drive accident replacement vehicle

If you are involved in a vehicle crash caused by another driver, it might be a “not my fault car accident”. You will probably be able to claim the costs of renting an accident replacement car against the other party’s insurance. If you can clearly establish a “reasonable need” for a replacement courtesy car, then you have a particularly strong case in the eyes of the law.

At Not My Fault, we provide a simple, convenient way to make sure you receive what you’re entitled to, without leaving you out of pocket. After a not at fault car accident, you can use our fast online service to ensure our team gets you an appropriate vehicle ASAP.