If you were involved in a car accident that has left your vehicle written off, you are probably wondering what to do regarding transport. Car accidents are traumatic experiences, but if you are left without a car, that can compound the issues you are facing. So, what are you supposed to do if your vehicle has been written off?
What does it mean when my car is written off?
When your vehicle has been in an accident, insurers will generally try to repair or replace any damaged components. However, if the damage is too severe or the costs of repair outweigh the vehicle’s value, it is determined to be a write-off.
In this instance, the insurance company will retain the car, and you will receive adequate compensation to cover the loss of your car. This situation is usually the case after a particularly bad accident or where replacement parts are deemed too costly to source.
Am I eligible for a courtesy car?
If you are classed as not at fault, then you will be entitled to a courtesy car from your insurer. This courtesy car should not affect your insurance policy, and the at-fault driver’s insurance will pick up any costs.
In a case like this, you should receive a like-for-like replacement for the duration of the insurance claim. This provision typically ends when a settlement between the two insurance companies has been reached and you have received adequate compensation.
In a situation where you are at fault, however, your insurance company might not be so quick to provide you with a courtesy car. This instance will depend on the policy, but generally speaking, if your insurance is on the hook as the at-fault insurer, they will not offer a courtesy car.
How can Not My Fault Car Hire help?
If you are dealing with a car accident that was not your fault, we can help at Not My Fault Car Hire. We will source a like-for-like replacement vehicle while your insurer is handling your claim. We can even deal with the insurance companies for you. Contact us today for more information.