After an accident, you want to get your car fixed as soon as possible. But there are a few steps you need to take before getting started on the repair. That’s where your car insurance comes in. Let’s look at what happens when you claim car insurance and how each policy is different.
1. Collect information about the accident
Get the names, addresses and contact numbers of all drivers involved. You should also ask for the names, addresses and contact numbers of any witnesses. It might be useful to get the name and address of the person who reported the accident. Your insurer may also want the location of the accident and a description of what happened.
2. Check what you can claim for
You should also check what your insurance will cover. Make sure to check if you are insured for damage to your car and other vehicles, as well as the cost of medical treatment in case of an accident. Also, check to see what your insurance actually covers for example if another car was unregistered.
3. Make the claim
Each insurance company have different procedures for making a claim. You’ll have to complete a claim form either over the phone or online. Explain who was involved in the crash and their contact information. You may be asked for their home address and phone number. Provide details about your car and other cars involved in the accident (make/model), including its license plate number, and vehicle identification number (VIN).
What happens after the claim is made?
Once you’ve made the claim, several things can happen. Depending on your insurance provider, they may be able to repair the damage to your car or offer you another vehicle while yours is being repaired. They may also pay for any other expenses that were caused by the accident, such as medical bills, lost wages from missed work and property damage that resulted from the accident. You may be entitled to an accident replacement vehicle if it wasn’t your fault.
If you do have any questions about getting an accident replacement vehicle after an accident, please contact us for more information.