If you have been involved in an accident that was not your fault, and if your vehicle has been put out of action by the crash, then you could claim for a courtesy car at no cost to you, through the other party’s insurance. This also applies to anyone who was involved in a not-at-fault accident while riding a motorcycle.
Accident risks for motorcyclists
A recent study by the Department of Infrastructure and Regional Development has revealed that the number of motorbike drivers in Australia is rising. So, too, is the number of serious accidents involving motorbikes. It also found that motorcycle incidents are most likely to occur between a car and a bike; the number of single vehicle crashes, where a motorcyclist comes off their bike or crashes it into something, has fallen significantly.
When a collision between a motorcycle and a car occurs, it is usually the bike which comes off worst. If this wasn’t your fault, but your bike was damaged, you could be left without a vehicle. Repairs can take some time, especially if the bike uses custom parts or was badly damaged – and in the meantime, you still need to get around.
Claiming for a courtesy car after a not your fault accident
Even if the vehicle involved in the accident was a motorbike, you should still be eligible to claim for courtesy car hire from the other party’s insurance. Like for like courtesy car clauses do not apply in this case; you can claim for cars only, not bikes. It might be a little while before you get back into the leathers and hit the road – but in the meantime, you can still get about when you need to.
As long as you can prove that the other driver was at fault when your motorcycle was hit, you can claim against their car insurance policy to cover the cost of your courtesy car. At Not My Fault, we can deliver and collect your hire car straight from the bike repair garage, making the whole process as convenient as possible for you.