After the shock of a car accident, it can be difficult to think about all the things that you might be entitled too, especially if you aren’t at fault. For example, you might have the right to an accident replacement vehicle.
However, not all cars are created equal. Therefore, you shouldn’t just accept any old vehicle that is offered to you. It pays to know that you have the right to choose your accident replacement vehicle. Sometimes, companies just want to save money and take advantage of the fact that you are without a car and desperate to have one.
It is important you don’t fall into one of these common traps. For example:
– Don’t accept a small car, even though you currently own a large car or SUV. This will significantly impact the lifestyle you are used to. Consider the storage space and capabilities of the vehicle on offer.
– Don’t be held liable for rental costs. Some providers may try and pass on the rental costs to you if they can’t recover the costs from the at fault party, but remember this isn’t your responsibility.
– Don’t get stung by high excess. On the off chance you have an accident in the hire car, you don’t want to be responsible for an exorbitant out-of-pocket expense.
– Don’t pay a bond as a security on the vehicle. This also isn’t your responsibility and you shouldn’t be expected to have a large amount frozen on your credit card.
– Never pay for a taxi to pick up or drop off the rental car, and don’t accept that you will have to wait for a car. This can be common after hours or on weekends.
If you are in the unfortunate situation where you have been involved in an accident, you should expect a car similar to your own, with zero excess, zero rental bond, and maximum convenience. No one plans to be in a not my fault accident, but most of us will be at some point in our lives. It is important to be informed and prepared so you can ensure you are well looked after if it turns out to be your unlucky day.
