If you’re in an accident and your car is damaged, what should you do? The first thing, of course, is to ensure that you, the rest of your passengers and the people in the other vehicle are okay and then take a deep breath. Now, you’ll want to follow the steps below.
Document the damage
If your car has been damaged in the accident, and you have confirmed that everyone is okay, the first thing you should do is document the damage. Take pictures of the damage from all angles, and get as many witnesses as possible to state what happened. If the other driver was at fault, you will want to contact their insurance company and provide them with all of the information as soon as possible. You don’t want to give them any room to contradict your version of events.
Sort out a courtesy car
In some cases, you may be able to rent a car while your own is being repaired. Talk to your insurance company about Accident Replacement Car coverage to see if you are eligible. If you’re not at fault for the accident, you may be able to rent a courtesy car from a company specialising in not at fault accident rental cars.
How long do I have a courtesy car for?
Most insurers will provide a courtesy car for up to 14 days while your car is being repaired. Although, if you need a courtesy car for longer than this, you can extend your rental by paying the daily rate (though this only applies if the accident was your fault). If the accident wasn’t your fault, the other person’s insurance company will cover this charge. This is another reason why it’s important to document the accident as it can ensure that you don’t have to cover this cost yourself.
Contact our Not My Fault team today to learn more about our services – we’d be happy to help with any query.