A hit-and-run incident can leave you panicking and stressed out. Information is the most valuable asset in proving a ‘not at fault car accident’ and filing an insurance claim. Here are four essential tips for handling a hit-and-run accident.
1. Don’t chase the offender
You may be tempted to go after the offending driver when they speed off. Do not chase them, because it can cause you more problems and may be dangerous. Instead, park your car safely away from oncoming traffic and call the police. Remember, a police report is imperative in filing an insurance claim.
2. Collect evidence
The licence plate, the make, model, and colour of the car, the driver, and the direction the vehicle was headed in are useful to note. Write it down immediately, when your memory is still fresh. However, if you couldn’t capture certain details about the offending vehicle, your insurance company may still compensate you. Don’t forget to take photos of the area of the accident, the damage caused, and any road signs that the offending driver may have ignored.
3. Document witness statements
Witnesses’ accounts of the events of the accident are useful in backing up your version of the story. Record their names, stories, and contact information too.
4. File a claim
Call your insurer as soon as possible. If the liable person is caught, you can easily get details about their insurance policy and ask for compensation. However, you can claim compensation from your own insurance company if the offender is not found. Your lawyer may follow up the claim to ensure that you are compensated for any medical bills, pain and suffering, or waste wages. Most law firms won’t ask for legal fees until you receive the compensation.
You may be wondering what to do next after you have documented the accident information, gotten a police report, and applied for compensation. Not My Fault can provide you with an accident replacement car while your vehicle is being repaired. You shouldn’t be inconvenienced due to the recklessness of the offending driver who couldn’t face up to their mistakes. Call us today if you require a not at fault accident rental car to use temporarily.